Corporate Social Responsibility
Our Current Project: Addressing Financial Exclusion in Kenya
In collaboration with experts and local communities, we are tackling financial exclusion in rural Kenya through a transformative project aimed at supporting chamas—community-based savings and loan groups that are vital lifelines for many in these areas.
The Challenge
Many individuals in rural Kenya lack access to formal financial services, making chamas essential for savings, loans, and economic stability. However, these groups often face significant challenges, including:
- Poor financial management.
- Lack of transparency.
- Limited access to scalable digital tools.
Our Solution
We are working on developing no-code mobile applications tailored to the specific needs of chamas. These user-friendly apps will:
- Simplify financial management.
- Enhance transparency and accountability.
- Provide digital financial records that can open doors to microloans and other formal financial services.
The mobile applications are being designed through an Action Research framework to ensure they reflect the needs of chama members and their unique cultural and operational contexts. Best of all, these tools will be given away completely free to the participating chamas.
Key Outcomes
- Digital and Financial Literacy: Members will develop crucial skills to manage and customize their applications, enhancing their digital proficiency and self-reliance.
- Increased Financial Inclusion: By leveraging digital records, chamas (community savings groups) can gain access to microloans and a variety of financial products, empowering them economically.
- Sustainability: Community-driven tools ensure lasting relevance and practical utility, fostering long-term impact and local ownership.
- Scalability: This model is designed to scale, offering the flexibility to replicate its success in other rural communities across Sub-Saharan Africa.
Get Involved
If you have a project idea or know of communities that could benefit from technological solutions, we’d love to hear from you. Contact us at csr@meliandialogue.com to explore opportunities for collaboration. Together, we can harness the power of AI and technology to build a more inclusive and equitable world.
Looking Ahead
We are always on the lookout for similar projects where technology can make a difference. Whether it’s empowering marginalised groups, enhancing digital literacy, or bridging gaps in technology access, we are eager to collaborate with individuals, organisations, and communities who share our vision.